Look no further! At Jack’s Pawn in Dalton, Georgia, we offer collateral loans, also known as pawn loans. This means that we lend money in exchange for items of value, and the loan amount is determined by the value of the item. Once the loan is paid off, the item is returned to you or surrendered as payment in full.
When you bring an item to Jack’s Pawn for a pawn loan, we’ll inspect it to determine its value. The loan amount will be based on the item’s value, with a minimum of $10 per transaction, and the maximum amount set by state pawn laws. Other factors, such as the item’s condition and demand, may also affect the loan amount.
If you accept the pawn loan based on the item’s value, you’ll receive cash on the spot and have a set period of time to repay the loan. Once you return to pay back the loan, we’ll immediately return your item.
While your item is in pawn, you still own it. It’s our responsibility to keep it safe and in good condition while it’s in our care. We keep all accessories, such as remote controls and cables, with your item in a secure area. Jack’s Pawn is fully insured for the loan value of the collateral we keep, so you can trust that your items are safe with us.
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